2326 Del Prado Blvd S. Cape Coral, FL 33990

Cell 239-823-3631    Toll Free 866-212-6277    Fax 239-997-2694

Member of National and Florida Association of Realtors and Realtors Association of Greater Fort Myers and The Beach
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Whats New

See my composite flyer that includes all the homes I currently have listed for sale.

Herons Glen Website

Herons Glen

Herons Glen is a gated championship golf and country club community with 1,300-homes in North Fort Myers on the northern edge of Lee County Florida where residents own the recreational facilities.

Magnolia Landing Web Site

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The stunningly beautiful greens and fairways of The Golf Club at Magnolia Landing offer one of the most exciting golf experiences of any private country club.


Mortgage Loan Information
 
The total cost of your mortgage is determined by a number of different factors, most notably the interest rate, discount points, and loan fees. The expenses that contribute to the cost of your loan can be expressed as the annual percentage rate (APR).
  • Interest Rate refers to the percentage of your outstanding loan balance that you pay the lender each month as part of the cost of borrowing money. Your interest rate will be based on the current overall rate environment, as well as your financial profile and the specific features of your loan.
  • Discount Points allow you to “buy down” your interest rate at closing. One point equals 1% of your loan amount, and the more points you pay, the lower your interest rate will be, and the less you will have to pay each month. How much your rate will decrease with each discount point you pay will depend on the specific features of your loan.
  • Loan Fees are up-front charges to cover the cost of originating, processing, and closing your loan, among other things. An origination point is a loan fee that equals 1% of your loan amount.

When considering loan pricing, keep in mind that rates, points and fees should be considered together. The interest rate alone only tells part of the story.